a) Use of this Site. The use of this web site ("Site") is governed by the policies, terms and conditions set forth below. Please read them carefully. Your use of this Site indicates your acceptance of these terms and conditions. RAYHOFFMAN.COM may from time to time revise these terms and conditions by updating this posting. You should therefore periodically visit this page to review the current terms and conditions of this site so you are aware of any such revisions to which you are bound. This Site is owned and operated by RAYHOFFMAN.COM. The materials contained in the Site are provided by RAYHOFFMAN.COM for informational purposes only. If you do not agree to the terms and conditions set forth in this legal notice, you should not use this Site.

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b) Copyright and Trademark Notice. This site is owned and operated by  RAYHOFFMAN.COM. Unless otherwise specified, all materials appearing on this site, including the text, site design, logos, graphics, icons, and images, as well as the selection, assembly and arrangement thereof, are the sole property of RAYHOFFMAN.COM, Copyright © 2016, ALL RIGHTS RESERVED. No materials from this site may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form or by any means without RAYHOFFMAN.COM prior written permission. All rights not expressly granted herein are reserved. Any unauthorized use of the materials appearing on this site may violate copyright, trademark and other applicable laws and could result in criminal or civil penalties.

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c) Third Party Companies and Products. Mention of third party, companies, and Web sites on this Site is for informational purposes only and constitutes neither an endorsement nor a recommendation. RAYHOFFMAN.COM provides this information only as a convenience to users and RAYHOFFMAN.COM makes no representation whatsoever regarding the content of any other Web sites. When you access a non RAYHOFFMAN.COM site, please understand that it is independent from RAYHOFFMAN.COM and that RAYHOFFMAN.COM has no control over the contents on that Web site. A link out to a non-RAYHOFFMAN.COM Web site does not mean that RAYHOFFMAN.COM endorses or accepts any responsibility for the content or use of such Web Site.

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d) Feedback and Information. Any feedback or testimonials you provide at this Site shall be deemed to be non-confidential. RAYHOFFMAN.COM and its affiliates shall be free to use such information for any purpose on an unrestricted basis.

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e) Your Account. If you use this Site, you are responsible for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account. RAYHOFFMAN.COM reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.

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f) Limitations of Liability. RAYHOFFMAN.COM shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the materials and information in this Site, even if RAYHOFFMAN.COM or a RAYHOFFMAN.COM authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, in which case the above limitation or exclusion will not apply to you. In no event shall RAYHOFFMAN.COM 's total liability to you for all damages, losses, and causes of action (whether in contract, tort (including but not limited to negligence or otherwise) exceed the amount paid by you, if any, for accessing this Site.

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g) Jurisdiction and Venue. You agree that any legal action brought against RAYHOFFMAN.COM shall be governed by the laws of the State of New York without regard to its conflict of law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of or orders made on the RAYHOFFMAN.COM sites shall be an appropriate federal or state court located in New York City, New York.

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h) Privacy. Your Privacy is very important to us. RAYHOFFMAN.COM does collect the e-mail address of those who communicate with us via e-mail, aggregate information on what pages consumers access or visit, user specific information on what pages consumers access or visit and information volunteered by the consumer, such as survey information and/or site registrations. We do not share this information with outside parties.

The information we collect is used for internal review and is then discarded, used to improve the content of our Web page, used to customize the content and/or layout of our page for individual consumer and used by us to contact consumers for marketing purposes. If you do not want to receive e-mail from us in the future, please let us know by sending an e-mail to us, calling us at one of the above telephone numbers or writing to us at the above address and telling us that you do not want to receive e-mail from our company.